$27B+ in peer-to-peer stablecoin volume last month that’s @arbitrum proving on-chain payments aren’t just viable, they’re scaling fast. A 45% month-over-month jump shows what happens when fees stay low and liquidity moves friction-free. The rails are working, and value is flowing wallet-to-wallet at record pace. ❯ DRIP epochs funneled fresh liquidity into lending and looping ❯ Fiat24 + Bitrefill turning stablecoins into real-world payment rails ❯ USDAI, Fluid, and Pendle driving organic yield demand ❯ Stablecoin supply up $700M+ across the ecosystem You don’t get $27B of direct transfers without real users and real utility. This is no testnet narrative it’s @arbitrum quietly becoming the settlement layer for everyday money movement.